EveryPenny

About EveryPenny

The finance function growing companies need—before they are ready to build it in-house.

EveryPenny was created for the stage where a company has outgrown basic bookkeeping but does not need the cost, recruiting burden, or management responsibility of building an internal accounting department from scratch.

We combine financial execution, accounting control, tax coordination, management reporting, forecasting, and decision support in one managed operating model.

Why EveryPenny exists

Financial complexity usually grows one responsibility at a time.

  • Another employee.
  • Another contractor.
  • Another product or service line.
  • Another contract, pricing model, or subscription.
  • Another bank account.
  • Another system.
  • Another person handling one piece of the financial process.

Eventually, the company has a bookkeeper, a tax provider, payroll software, spreadsheets, billing or project systems, subscription data, and internal employees performing financial administration—but no one owns the complete function.

The owner becomes the person connecting everything together.

EveryPenny was built to replace that fragmentation with one accountable financial operation.

Direct senior ownership

Founder-led does not mean founder-limited.

EveryPenny is led by Johannes and Adrianna Cloete.

They remain directly involved in the design, oversight, quality, and communication of each client engagement. Delivery capacity is assigned according to the actual work required and expands as the client’s financial operation becomes more complex.

The result is direct access to the people accountable for the model, supported by the bookkeeping, accounting, tax, and specialist capacity required to operate it.

Johannes Cloete

Co-Founder

Johannes leads the design of EveryPenny’s financial operating models, workflows, automation, management-reporting structures, and client finance architecture.

His focus is creating a controlled operating model in which responsibilities, approvals, documentation, exceptions, reporting, and management decisions remain connected rather than scattered across systems and providers.

Adrianna Cloete

Co-Founder

Adrianna leads client accounting delivery, day-to-day financial operations, close coordination, workflow execution, and the quality of the underlying financial records.

Her focus is making sure the financial work is completed accurately, consistently, and with the supporting detail required for reliable reporting and leadership decisions.

Capacity without fragmentation

The right financial roles, assembled around one operating model.

A growing service or software company rarely needs the same amount of bookkeeping, controller, tax, and CFO capacity every week.

Hiring every role internally creates unnecessary fixed cost. Hiring unrelated providers creates handoffs and accountability gaps.

EveryPenny uses a different model.

  • Scope first

    We map the responsibilities, volume, complexity, systems, reporting requirements, and decision-support needs before accepting the engagement.

  • Capacity assigned before onboarding

    The work is not accepted first and staffed later. Required delivery capacity and review coverage are confirmed before the operating transition begins.

  • Roles are clearly defined

    The client receives a responsibility map showing who performs, reviews, approves, and escalates each material financial process.

  • Specialists are added when required

    Licensed tax professionals and other accounting specialists are incorporated when the engagement requires expertise beyond the recurring operating team.

  • The founders remain accountable

    Additional capacity does not create additional vendors for the client to manage. EveryPenny remains responsible for coordinating the work and communicating the answer.

  • The operating model remains consistent

    As people and volume change, responsibilities continue through the same documented workflows, approval rules, close process, and reporting structure.

What clients should expect

Clear ownership. Controlled execution. Direct communication.

Clients should always know:

  • What EveryPenny is responsible for
  • What their own leadership must approve
  • When the books will close
  • When reports will be delivered
  • Which issues require attention
  • Who is responsible for resolving them
  • How the finance function will expand as the business grows

We do not believe clients should have to chase their finance provider for answers or personally connect the bookkeeper, tax preparer, payroll provider, and financial advisor.

That coordination is part of the function we operate.

Our principles

  • Accountability

    Every important financial responsibility should have a clearly identified owner.

  • Evidence

    Material transactions, balances, adjustments, and decisions should be supported and explainable.

  • Control

    Payments, access, approvals, and financial changes should follow documented rules.

  • Capacity

    A company should not be accepted until the resources required to serve it responsibly have been identified.

  • Judgment

    Automation should handle repeatable execution. People should remain accountable for review, interpretation, and consequential decisions.

  • Confidentiality

    A client’s financial information, operating details, and identity should never be used publicly without permission.

Build the finance function your company requires now.

See where ownership, visibility, or control is currently breaking down.