Construction & Trades
Know where each job stands financially.
Subcontractor bills, customer payments, completed work, and costs still to come all affect a job's financial position. EveryPenny brings the agreed accounting and financial follow-through together so you can discuss job costs and cash requirements without rebuilding the story from separate spreadsheets.
30 minutes. Receive a one-page Finance Function Map within one business day. No obligation.
Three questions leadership keeps asking.
The financial foundation is the same everywhere. The questions worth answering every month are not. These are the ones a construction & trades leader needs the records to answer.
- 1
What has been spent, and what costs remain committed?
- 2
Will customer payments arrive before upcoming obligations?
- 3
What does the available job information show about performance against budget?
The work our team handles. The view you get.
Our team does the recurring financial work in your engagement through our platform. Your dashboard shows the picture, the decisions that need you, and the work in progress.
Handled by EveryPenny
- Job-level bookkeeping: labor, materials, subcontractor pay applications, and general conditions coded to the job they belong to.
- Subcontractor bills matched to documented job context and prepared for approval.
- Customer progress billings issued on the agreed schedule and followed up.
- A cost-to-complete view for each job where budgets and commitments are available: actual to date, committed but unbilled, and remaining expected cost, without counting anything twice.
- A cash outlook that shows whether customer payments arrive before subcontractor obligations.
On your dashboard
- Subcontractor pay applications waiting for your approval, with the job context.
- Progress billings outstanding and when each is expected.
- Job actuals, remaining commitments, and projected margin at completion.
- The cash outlook, with the weeks where obligations and receipts are close.
Services, reporting, and platform access are defined in your engagement.
Sample Projects Co.
Construction & Trades · sample as of Sep 14
Bank cash · Sep 14
$145,000
Projected low point
$83,000
Week 4
Progress payments expected
$98,000
3 open
Reporting
August 2026 published
version 1.0
2 decisions need your attention
Pay Ridgeway Mechanical $26,800
$26,800
Subcontractor pay applications above $20,000 need leadership approval under the sample company’s payment policy.
Confirm the Riverbend balcony change order before work starts
$18,600
Riverbend Residential Partners asked for the building C balcony railings to be replaced, priced at $18,600. The crew cannot start, and nothing can be billed, until the owner signs and leadership confirms the crew.
Handled by EveryPenny
- Reviewed and coded this week’s subcontractor and supplier billsCompleted · Preparation
- Held an invoice with an unverified bank-details changeHeld for review · Controls
- Followed up on Northgate progress billing 10In progress · Collections
- Published the August management packageCompleted · Reporting
Explore an illustrative client experience. Your engagement defines the services and platform features available to you.
Explore the dashboardWhat setup involves.
We work through the setup with you and establish how the recurring work will be handled before it transitions to us. Nothing here is instant, and nothing is assumed.
See how onboarding works- 01
We agree the job-cost structure and how budgets, commitments, and change orders reach the books.
- 02
We confirm how your current project-management or accounting tools hand off to EveryPenny; some stay in place, some need changes.
- 03
Certified payroll, retainage, lien releases, and AIA-style billing are handled only where support is verified and scoped; they are not assumed.
Two questions we hear from construction & trades organizations.
What do you need for job-cost reporting?
A job list, budgets by cost category, and a way for labor, materials, and subcontractor costs to be assigned to jobs as they happen. We set that up with you before job reporting is relied on.
Can we keep our project-management or estimating tools?
Usually. We assess the handoffs between those tools and the books during setup. EveryPenny does not replace project management, scheduling, or permit systems.
Other ways of doing business
Less coordination. A clearer financial picture. Work that gets handled.
Explore the client experience, then talk with us about the financial work your organization needs taken off its plate.
30 minutes. Receive a one-page Finance Function Map within one business day. No obligation.